• Down to One Income? It's Not the End of the World,

    Down to One Income? It's Not the End of the World

    If you purchased your home as a two-income family, the prospect of living on only one income can be daunting if not downright scary.But dont despair if a sudden job loss, a new baby, or some other life circumstance is putting you in that position. Take a deep breath, take some time to consider, and

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  • How to Get the Best Mortgage Refinance Rates,

    How to Get the Best Mortgage Refinance Rates

    If you can find a lower mortgage rate than the one you already have, then refinancing a mortgage can make sense. Here are some of the best ways to get a low rate:Raise Your Credit ScoreFor a conventional loan, borrowers with a credit score of 740 or more will usually get the best interest rates. Hav

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  • Should You Ask Someone to Co-Sign Your Mortgage?,

    Should You Ask Someone to Co-Sign Your Mortgage?

    If you’ve found the house of your dreams but are having trouble qualifying for a mortgage, you could ask another person to co-sign your mortgage. Here are some things to consider.Reasons to Have a Co-SignerBuying your first house, high credit card balances or a poor credit history are all valid reas

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