
Building Credit Without Credit Cards
A credit card is one of the main ways to build credit. By using a credit card wisely and not running up huge bills and paying them off in full on time, consumers can improve their credit score. A good credit score can make getting a home, car and other loans easier, and at better interest rates.Some

4 Mantras to Make You Happy
Some days, keeping a smile on your face can be a struggle. Whether youre dealing with a stressful career, medical issues or just feeling weighed down by your daily routine, repeating positive mantras can help shift your mood"if youre open to it.Below are four helpful happy mantras to lift your mood.

Contribute to a 529 College Savings Plan With Gift Cards
Parents contributing to a 529 college savings plan may find it difficult, if not a little time-consuming, to transfer cash and checks that their children receive on their birthdays, Christmas and other celebrations into the popular college savings fund.Instead of not knowing if their cash gift is go
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