5 State-of-the-Art Features for a Secure Home

These cutting-edge security features will ensure your property is prepared for anything!Biometric KeypadWith biometric keypads, all of your doors can be set to automatically lock and simply require your fingerprint to open.Home FirewallInstalling a firewall provides an extra layer of protection to any online vulnerabilities.Safe RoomA fortified safe room can serve as shelter from a natural disaster or extra defense in the event of a home intrusion.Perimeter Surveillance RadarsPerimeter surveillance is worth considering for large estates in more remote settings.Art Collection ProtectionInstalling sensors that monitor any activity within close proximity is a great way to keep your art safe.Published with permission from RISMedia.

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5 Financial Tips for First-Time Parents

So a babe is on the way? Congrats! Along with the chaos of, well, everything that is to come, your finances are about to experience an upheaval, as well. According to the U.S. Department of Agriculture, it will cost upwards of $245,000 to raise a child born in 2013 to the age of 18"and this does not include college. Feeling that bank account burn already? Below are five tips for rocking your budget as a new mom or dad.1. Tweak the budget.Your new little one is going to cost a pretty penny. From hospital costs to diapers and child care, budgetary stress is an added strain on you as a new mom or dad. Look for any unnecessaries you can slash to make room for more baby dollars. The more prepared you are, the better.2. Track your spending.Don’t just make that budget and set it aside. Set a monthly meeting with your spouse to look over your spending, make sure you’re on track, and identify any problem areas or potential saving pockets.3. Learn your tax credits.I bet you didn’t see this one coming. Being a parent has some advantages at tax time, so talk to your tax professional about what you may be eligible for.4. Automate, automate, automate.Not only can automation help you avoid bouncing bills, but by having money withdrawn from your account, you can pad up your savings, too. Figure out how much you can part with every month and automatically squirrel it away into an emergency savings account, a college savings account, or both.5. Set financial goals.While creating a budget and savings plan is great, setting goals for your family can help you stay on track. Looking to have a set amount in a college account by the time your kid hits 18? Do the math and decide how much you need to save monthly to hit it. Is an annual family vacation a must? Figure out how to stash some cash for that, and then make it happen. Also, stay well informed on real estate market trends if you’re looking to buy a home or move up to a larger one.Above all, don’t forget to be realistic, and forgive yourself if it takes some time to get on track. Parenting is a lifelong adventure!Published with permission from RISMedia.

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5 Beautiful Gardens for Your Home

Published with permission from RISMedia.

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